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Debt Management Plan
Harbour Credit Counseling Services, Inc.
 Harbour
Credit Counseling Services, Inc. is a nationwide debt management
plan agency dedicated to helping people establish financial freedom.
We offer our clients an opportunity to make a sincere and honest effort to repay creditors
at the lowest cost and in the shortest period of time. We provide clients
with debt management plan tools to assist in paying off many types of debt.
Harbour's "Debt Management Plan" is a financial consolidation
plan for persons experiencing extreme financial stress. The
plan is designed to be more effective with unsecured debt (credit cards,
department stores, personal loans, and medical bills). As
a non-profit, licensed agency, Harbour has negotiated special terms with
creditors to lower monthly payments, reduce and even eliminate finance
charges, re-age delinquent accounts, and assist in building a credible
payment history. Clients are given the convenience of making
one low monthly payment to Harbour so creditors receive payments on a
regular, timely basis. The process is safe, easy, and effective!
Typical Savings
| Creditor
Name |
Balance |
Payoff
ON
the Plan |
Payoff
OFF
the Plan |
Savings!* |
| ABC
National Bank Visa |
$
1,215 |
$
1,523 |
$
2,042 |
$ 519 |
| Discovery
Card |
$
4,100 |
$
4,100 |
$
11,292 |
$ 7,192 |
| JC
Mart Card |
$
832 |
$
953 |
$
2,102 |
$ 1,148 |
| Totals |
$
6,147 |
$
6,577 |
$
15,436 |
$
8,860 |
*Savings
based on industry assumptions.
Reasons to join Harbour's "Debt Management Plan"
- Services
- Reduce
Financial Stress
- Lower Monthly
Payments can be arranged
- Lower or Eliminate
finance charges
- Confidential
and Personal
- Debt to Income
Ratio Analysis
- Debt Management
Plan
- Consolidate
Debts
- Simple qualification
requirements
- No points
or interest fees from loan companies
Remember, it took
a while to get into debt. Be patient on your way out of debt.
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