Debt
Management Solution
Harbour Credit Counseling's "Debt Management Solution" is a financial non-profit debt management agency for persons experiencing extreme financial stress. The plan is designed to be more effective with unsecured debt (credit cards, department stores, personal loans, and medical bills). As a non-profit, licensed agency, Harbour Credit Counseling’s
debt management solution
has negotiated special terms with creditors to lower monthly payments, reduce and even eliminate finance charges, re-age delinquent accounts, and assist in building a credible payment history. Clients are given the convenience of making one low monthly payment to Harbour so creditors receive payments on a regular, timely basis. The process is safe, easy, and effective!
Who We Are
— Harbour Credit Counseling is a nationally recognized non-profit debt management agency, a member of the
Consumer Federation of America, and approved by the Internal Revenue Service with a 501c(3) non-profit license.
 What We Do — Harbour Credit Counseling provides debt management services to families and individuals experiencing financial stress. We have negotiated special terms with creditors
to eliminate or reduce finance charges and fees so that most of the monthly payment is applied to your account balances rather than to fees or interest.
This program is most effective for individuals or families with over-extended credit card debt.
How We Do It — Harbour Credit Counseling uses the latest encryption technology to protect your privacy. All financial information transmitted
to and from our site is protected so your information stays safe with us. Harbour Credit Counseling is truly a Safe Harbour.
Harbour Credit Counseling Services Inc.
Harbour Credit Counseling Services was formed 1995. Harbour processes payments for agencies that are in the non-profit debt counseling industry as well
as processing for Harbour Credit Counseling Services.
Harbour hosts it’s own servers and is linked to the internet via a high speed T-1 dedicated connection. Later in 2001 Harbour will
be expanding it's web presence by offering fully interactive web customer service for Credit Counseling clients.
*Numbers listed in the above sections were provided on 1/25/2001
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The Solution